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  • Heritage Administrative Services offers full service retirement plan administration for all types of qualified retirement plans.

  • Each Industry is unique. Our firm works closely with: Brokerage Firms & Financial Institutions, Qualified Plan Sponsors, Financial Advisors, Agents & Brokers.

  • How can Heritage help you?

    By providing a range of services,
    both traditional and innovative.


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Are your clients candidates for a Cash Balance Plan?

The recent popularity of cash balance plans has raised the interest with both employers and Financial Advisors. Heritage Administrative Services specializes in all types of qualified plans, especially Cash Balance Plans. This article seeks to define which employer demographics may be the most suitable candidate for a cash balance plan.

Two Plans Are Better Than One.

A paired plan maximizes tax deductions to the owner, creates wealth working in a tax preferred environment, attracts, retains and rewards key employees. This article will focus on the advantages and disadvantages of certain plans from the employer’s perspective.

How does Life Insurance work in your Cash Balance Retirement Plan?

Cash balance plans offer many of the features that are attractive in a traditional defined benefit plan, while also including aspects that are similar to a profit sharing plan. Life insurance in a cash balance plan is a valuable asset that can cover numerous goals. This article covers how life insurance can work in your cash balance retirement plan.



  • March 15, 2017
    Deadline to refund corrective distributions due to failed 2016...
  • March 15, 2017  
    2016 contribution deadline for deductibility in 2016 for S-Corporation...
  • April 15, 2017
    Deadline to refund corrective distributions for 2016 401(k)...
  • April 15, 2017
    2016 contribution deadline for deductibility in 2016 for Sole...
  • July 31, 2017
    Due date (without extension) to file Form 5500...
  • July 31, 2017
    Due date (without extension) to file Schedule 8955-SSA...
  • July 31, 2017
    Last day to file Form 5558, a request for an automatic...
  • September 15, 2017
    2016 contribution deadline for all plans subject...
  • September 15, 2017
    2016 contribution deadline for deductibility in 2016...
  • September 30, 2017
    Deadline for distribution of 2016 Summary Annual...
  • October 1, 2017
    Last day for implementation of new 2017 Safe...
  • October 16, 2017
    Due date (with automatic extension) to file Form 5500...
  • October 16, 2017
    Due date (with automatic extension) to file Schedule...
  • October 16, 2017
    2016 contribution deadline for deductibility in 2016 for...
  • November 2, 2017
    Deadline to distribute notice of termination...
  • December 1, 2017
    Deadline for distribution of 2017 Safe Harbor...
  • December 15, 2017
    Deadline for distribution of 2016 Summary Annual...
  • December 31, 2017
    Deadline for completing 2017 Required Minimum...
  • December 31, 2017
    Deadline for correction of failed 2016 ADP or...
  • December 31, 2017
    2016 Safe Harbor and Top Heavy Contribution...