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  • Heritage Administrative Services offers full service retirement plan administration for all types of qualified retirement plans.

  • Each Industry is unique. Our firm works closely with: Brokerage Firms & Financial Institutions, Qualified Plan Sponsors, Financial Advisors, Agents & Brokers.

  • How can Heritage help you?

    By providing a range of services,
    both traditional and innovative.


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Are your clients candidates for a Cash Balance Plan?

The recent popularity of cash balance plans has raised the interest with both employers and Financial Advisors. Heritage Administrative Services specializes in all types of qualified plans, especially Cash Balance Plans. This article seeks to define which employer demographics may be the most suitable candidate for a cash balance plan.

Two Plans Are Better Than One

A paired plan maximizes tax deductions to the owner, creates wealth working in a tax preferred environment, attracts, retains and rewards key employees. This article will focus on the advantages and disadvantages of certain plans from the employer’s perspective.

How does Life Insurance work in your Cash Balance Retirement Plan?

Cash balance plans offer many of the features that are attractive in a traditional defined benefit plan, while also including aspects that are similar to a profit sharing plan. Life insurance in a cash balance plan is a valuable asset that can cover numerous goals. This article covers how life insurance can work in your cash balance retirement plan.



  • March 15, 2018
    Deadline to refund corrective distributions due to failed 2017...
  • March 15, 2018  
    2017 contribution deadline for deductibility in 2017 for S-Corporation...
  • April 15, 2018
    Deadline to refund corrective distributions for 2017 401(k)...
  • April 17, 2018
    2017 contribution deadline for deductibility in 2017 for Sole...
  • July 31, 2018
    Due date (without extension) to file Form 5500...
  • July 31, 2018
    Due date (without extension) to file Schedule 8955-SSA...
  • July 31, 2018
    Last day to file Form 5558, a request for an automatic...
  • September 15, 2018
    2017 contribution deadline for all plans subject...
  • September 17, 2018
    2017 contribution deadline for deductibility in 2017...
  • September 30, 2018
    Deadline for distribution of 2017 Summary Annual...
  • October 1, 2018
    Last day for implementation of new 2018 Safe...
  • October 15, 2018
    Due date (with automatic extension) to file Form 5500...
  • October 15, 2018
    Due date (with automatic extension) to file Schedule...
  • October 15, 2018
    2017 contribution deadline for deductibility in 2017 for...
  • November 1, 2018
    Deadline to distribute notice of termination...
  • December 1, 2018
    Deadline for distribution of 2018 Safe Harbor...
  • December 15, 2018
    Deadline for distribution of 2017 Summary Annual...
  • December 31, 2018
    Deadline for completing 2018 Required Minimum...
  • December 31, 2018
    Deadline for correction of failed 2017 ADP or...
  • December 31, 2018
    2017 Safe Harbor and Top Heavy Contribution...