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  • Heritage Administrative Services offers full service retirement plan administration for all types of qualified retirement plans.

  • Each Industry is unique. Our firm works closely with: Brokerage Firms & Financial Institutions, Qualified Plan Sponsors, Financial Advisors, Agents & Brokers.

  • How can Heritage help you?

    By providing a range of services,
    both traditional and innovative.


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Are your clients candidates for a Cash Balance Plan?

The recent popularity of cash balance plans has raised the interest with both employers and Financial Advisors. Heritage Administrative Services specializes in all types of qualified plans, especially Cash Balance Plans. This article seeks to define which employer demographics may be the most suitable candidate for a cash balance plan.

Two Plans Are Better Than One.

A paired plan maximizes tax deductions to the owner, creates wealth working in a tax preferred environment, attracts, retains and rewards key employees. This article will focus on the advantages and disadvantages of certain plans from the employer’s perspective.

How does Life Insurance work in your Cash Balance Retirement Plan?

Cash balance plans offer many of the features that are attractive in a traditional defined benefit plan, while also including aspects that are similar to a profit sharing plan. Life insurance in a cash balance plan is a valuable asset that can cover numerous goals. This article covers how life insurance can work in your cash balance retirement plan.



  • July 31, 2014  
    Due date (without extension) to file Form 5500 with Schedules for plan years...
  • July 31, 2014  
    Last day to file Form 5558, a request for an automatic 21⁄2 month extension...
  • September 15, 2014  
    2013 contribution deadline for all plans subject to minimum funding...
  • September 15, 2014
    2013 contribution deadline for deductibility in 2013 for corporate and...
  • September 30, 2014  
    Deadline for distribution of 2013 Summary Annual Report for plans not...
  • October 1, 2014 
    Last day for implementation of new 2014 Safe Harbor 401(k) plan
  • October 15, 2014
    Due date (with automatic extension) to file Form 5500 with schedules...
  • October 15, 2014  
    Due date (with automatic extension) to file Form 8955-SSA for plan...
  • October 15, 2014
    2013 contribution deadline for deductibility in 2013 for sole...
  • December 1, 2014
    Deadline for distribution of 2014 Safe Harbor Notices
  • December 15, 2014
    Deadline for distribution of 2013 Summary Annual Report for...
  • December 31, 2014
    Deadline for completing 2014 Required Minimum Distributions...
  • December 31, 2014
    Deadline for correction of a failed 2013 ADP or ACP test...
  • December 31, 2014
    2013 Safe Harbor and Top Heavy contribution deadline